What does our housing market need?
What to do with New Zealand's housing crisis?
With housing affordability continuing to move further out of step with the average wage, the cost of housing is shaping up to be a major election issue.
The Reserve Bank has taken significant measures to take the heat out of the market, including Loan to Value Ratio restrictions, clamping down on lending to those with less than a 20 per cent deposit, and raising the official cash rate.
The Government's view is to build more houses, while Labour has announced a policy to clamp down on non-residents, other than Australians, from buying existing homes.
Which do you think is the right approach, and could more be done to stay New Zealand's house prices?
A report from the OECD released in May rated New Zealand homes as the most overvalued in the developed world - relative to rents and income.
Do you think houses are too expensive or rents valued too low?
Have first-home buyers been squeezed out of the market by Baby Boomers with multiple houses, and would a capital gains tax do even imbalance?
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