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How do you cut costs at Christmas?

Last updated 08:15 04/12/2013
christmas presents
Fairfax NZ
THE GIFT OF SAVING: Share your tips for cutting costs at Christmas

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Christmas is the time for giving but all that giving can mean a lot of taking from your bank account.

Many families find the festive season really tough when it comes to money - the food, the presents, the tree, the travel, the wrapping paper, the Christmas drinks...the list goes on.

So how do you manage?

What are your best tips for budgeting at Christmas? 

Do you have any great ideas for cutting costs to make the big day more affordable?

We'd love to hear them and pass them on to other Stuff readers.

To share your Christmas cost cutting advice, click the big green 'contribute' button below.

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