Earthquake report deals 'soul-destroying' blow
OLIVIA CARVILLE
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Christchurch Earthquake 2011
A Christchurch family say the land report released on Thursday has dealt them a "soul-destroying" blow.
James and Pam Kelly said having their badly damaged Dallington house put in the green zone gave them nothing but "another mountain to climb".
"We were certain we were going to be red. We had confidence we would get some closure on Thursday, and we just haven't got that," James Kelly said.
The Kellys' Landy St house is coated in dust, they have sand volcanoes in their backyard and have had to shovel silt from their property three times this year.
They have not had proper sewerage since September and have lost power and water several times this year.
The rating value of the property is $333,000. Asked what he thought his home was worth now, Kelly said: "I would probably say it's worth nothing. I couldn't see anyone buying this.
"Who's going to insure it? That's my question to the Government, who have effectively made our property worthless."
Both ends of Landy St are in the residential red zone and, of the 58 houses on the street, the Kellys' home is one of 24 in the green zone.
Kelly said he was trapped in his home, which would now have "negative equity".
"We can't leave. We are stuck in this house," he said.
"We can't sell it to move anywhere else and we haven't got enough income to get another mortgage, but we can't pay this mortgage off. So we are stuck in a house that is worth nothing.
"If they came and offered me the GV now, I would take it and run."
Standing in his driveway, he said: "That house is green and that one right next to it is red. It is ludicrous.
"There is red all around us and at both ends of the street. We just can't see any logic in it. What the heck are they playing at?"
Kelly said the Government's indecision over the past nine months had torn his family apart.
Next week he will fly his "inconsolable" wife, six-year-old daughter and three-year-old son to Scotland, and he will return alone to Christchurch two weeks later to clean up the mess.
"This is destroying my family and I am not just going to stand by and let that happen," he said. "I'm sorry if that causes problems for people, but they have caused me problems. All I have left is to fight the good fight."
Kelly did not know when his family would be reunited.
"They [the children] are not going to see me. They are not going to know me," he said.
"My son is really young and I don't know how long I'll be stuck here for."
- © Fairfax NZ News
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oh, and 'get over yourselves'.......the only hole big enough for me or my house to fall down is likely to be your mouth.......so......get over yourself!
@ Andy.......clearly the property is not exactly "high risk" as it has made it through many moderate-major earthquakes with what I deem to be minimal damage when compared to other homes in or around the red zone. And as far as the whole effect on values scenario......what about the fact that in a few years time when this mans home is surrounded by brand new town houses, his property is set to INCREASE in value. Why do we always see worst case scenario first??
As a matter of fact I live smack bang in the MIDDLE of the worst hit area of the city......the first night we had to stay in our home surrounded by a metre of water threatening to flood our house out as cars constantly drove past 'rubber necking and pushing waves of water towards us that sloshed under our floo boards continuously. My terrified children trembled and feared for their lives whilst clinging to us for comfort literally piercing our skin as they clawed onto us with every little quiver the ground made. Our house sunk by 250mm all round and we had so much liquifaction it was not possible to move with a wheel barrow......a digger would have been necessary. Thankfully our insurance company made a rapid assessment and deemed it uninhabitable!!! We have been back to our property since (waitaki street) and have found it to be growing fungis and mould of many kinds due to the sewerage mix our property was infested with. All I am saying is that this mans issues pale in comparison to those of COUNTLESS others including myself and he should be thankful things were not a lot worse and limited funds should be reserved for those in desperate need of government help. He is trying to grab media attention for something that is detracting from the more serious issues and quite frankly I find his selfish attitude quite aggravating. "If they offered me the GV on my property ($333000) I'd take it and run"......yea, I bet you bloody would!!! how bout accepting the fact that your house can be fixed and letting the needy have access to that money..........
First issue is that it must be difficult to be in amongst a red-zone when you are green. That may well affect values, and it could be difficult to sell up and leave.
But the house is obviously repairable so the insurance will cover that.
The biggest problem seems to be whether the owners can obtain any further insurance (at an affordable rate). If not, then the mortgagors aren’t going to be very happy.
Surely if a property remains in a high risk zone and cannot get affordable insurance, then it is going to have to be zoned red?
You lot that do not live with what the east side have to put up with shut up, I do not live there but my god I have seen how bad that side of the city is, not toilets or drainage, who would want their children around that, the streets are a real mess, so BOO HOO go away. lets hope your house doesnt disappear down a hole.with you in it
Dave 22, you may have nothing, but that's a different kettle of fish to *owing* money a property worth nothing.
And Freddie, if you everyone declined a house in chch with a liquifaction risj, there would be no houses here.
I feel sorry for ALL of you in Christchurch, but I think owning and living in a green-zone house on the edge of the red zone would be my worst "property-related" scenario.
I was digging around looking for historic scientific analysis of the risk of liquefaction in eastern Christchurch. I found a report from 1991 in EQC website (http://www.eqc.govt.nz/research/researchpapers/p_105.aspx#header).
Title "The earthquake hazard In Christchurch: a detailed evaluation" DMG Elder, IF McCahon, M Yetton - Soils & Foundations Ltd
Basically the red-zone suburbs was a liquefaction time-bomb waiting to go off. And this was known in 1991.
I feel sorry for all caught up in this. But your home is not bad.
Your home is...."coated in dust, has sand volcanoes in the backyard and have had to shovel silt from their property three times this year. Have not had proper sewerage since September and have lost power and water several times this year".
Your not that bad off. At least you own a home and will eventually get it sorted. I have nothing and I don't even live in ChCh.
Chill out.
I feel very sorry for you both - what a nightmare situation to be in. The constant fear of further shakes and a financial disaster. You have every bit of my compassion and sympathy and I hope you can find a way out of this. I am shocked at how heartless some people can be - it is typical of how selfish our society has become. Good luck to you and I hope you can find peace somewhere else.
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Boo hoo, I am sorry that you have made untrue statements and judgements about my husband my family and my home. I do not have the energy left to argue. I, as you are am trying to protect my family both now and in the future. I wish you well with your future and hope things work out for you all Pam Kelly