Young children have little understanding where money comes from, with plenty thinking there's a person hiding in ATMs handing out free money.
We didn't just want to teach our kids how to "handle money, we wanted them to learn impulse-control, planning, and the ability to say no to themselves.
A woman has been dubbed a "layaway angel" after she paid the outstanding balance on every open lay-by at her local toy store.
Christmas is a time for showing children how they can make a difference, even by the smallest act of kindness.
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